Monthly Budget Example for Switzerland (CHF)

Figures below are illustrative for a single person in an urban canton. Adjust rent and premiums to your reality — the structure matters more than the exact numbers.

Sample net income: CHF 5,200

• Net salary after social deductions
• No bonus assumed this month

Fixed costs: CHF 2,650

• Rent incl. charges — CHF 1,450
• Health insurance — CHF 380
• Tax reserve — CHF 350
• Phone + internet — CHF 80
• Public transport — CHF 180
• Liability & household insurance — CHF 60
• Streaming & software — CHF 40
• Gym — CHF 110

Variable spending: CHF 1,550

• Groceries — CHF 550
• Dining & coffee — CHF 280
• Personal care — CHF 80
• Clothing — CHF 120
• Gifts & leisure — CHF 200
• Miscellaneous buffer — CHF 320

Savings & margin: CHF 1,000

CHF 700 to savings and CHF 300 unallocated margin for flexibility. In DeadFinance, this margin is what you see on the home screen — updated as you log expenses.